This article outlines our Identity Report check including, the information our supplier receives, who sees this data and more. If you have any questions that aren't answered by this article you can reach out to us at: support@amiqus.co
What data do our suppliers have access to?
Who will see the data that is searched?
Is this the same as a credit report?
What data do our suppliers have access to?
We partner with TransUnion (formerly Callcredit) and Equifax to provide access to a wide range of databases which include the electoral roll, international fraud register, court judgements, credit fraud agencies, birth and death registers, companies house, government sanctions lists and many others.
The electronic identity reports undertaken by Amiqus meet the requirements set out by organisations including the Law Society of Scotland, FCA, The Law Society, and CCAB
Who will see the data that is searched?
The identity report search process is a secure, automated and electronic process. No access to databases or personally identifying data from bureau searches is provided to any third party.
Amiqus makes a unique and individual request to cross check records against an individual or business. The result of the request in most circumstances will confirm a verified identity and the enquiring business is provided with confirmation.
Information and results are only visible to the company carrying out the identity report.
As a data processor, Amiqus can act on behalf of the company if, and only when, support access is enabled. Amiqus is not interested in the end result of the processing and will not disclose any data due to legal obligations under the GDPR.
Is this the same as a credit report?
No, a credit search does not form part of an identity report however you may separately be asked to complete a credit report. A mark will be noted on your file to confirm that an identity report has been undertaken. This will show as a, "enquiry footprint". This provides you with the information on the third party data source asked to undertake the check.
Your credit rating will not be affected. You must be 18 years and above to complete an identity report.
What data is checked against?
Data provided by clients is checked against TransUnion's various sources to provide an identity report result. Amiqus provides a list of specific outcomes. The sources for these are as follows:
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Date of birth
Primarily matched against SHARE data (see below). -
SHARE records
A closed user group of UK credit lenders sharing positive and negative account performance data. -
Bankruptcies, Administration Orders or Insolvencies (BAIs)
Created from adverse public data published in the last six years by the Insolvency Service. -
Postcode Address File (PAF)
PAF - the Postcode Address File from Royal Mail provides access to 1.8 million UK postcodes and over 29 million residential and business addresses. These are constantly updated and verified by ninety thousand postmen and women, making updates to 3,500 records each day. -
County Court Judgments (CCJs)
Created from all adverse public data published in the last six years provided by courts across UK jurisdictions and channelled through Registry Trust Ltd. -
Electoral Roll
The Electoral Register is collected from local authorities in the UK. Inhabitants aged 18 and above along with individuals turning 18 in the current year are also identified. The main update is annually with monthly changes provided to Rolling Register. -
HALO deceased register
A deceased database sourced from a trusted third party. -
General Register Office (GRO) deceased register
Deceased dataset - UK sourced from the General Register Office